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Financial Solutions That Save People From Riba


About our Company

Our shariah-compliant financing solutions are here to help you to meet your property, vehicle or commercial need. Our mission is to see our community living a peaceful shariah-compliant financial life within the next 10 years.

                                        Car Finance Made Easy

If you are looking to finance your vehicle, we can help you:

  • Affordable & straightforward car loans
  • Fixed repayments
  • Fast approval
  • Islamic Finance car Loans

Need a car? Insaaf has the best car finance options to give you the best deals for your new set of wheels. We are committed to assisting you to buy a vehicle at an affordable price by using an Islamic mode of financing Murabahah Principle.


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                                        INSAAF VEHICLE FINANCE POLICY

Murabaha is an Islamic mode of financing structure in which an intermediary buys the commodity (the goods) with free and clear title. This kind of financing mode is most commonly used for a short-term trade. In other words, Murabaha principle is a particular kind of sale where the seller expressly mentions the cost of the commodity purchased and sells it to another person by adding some profit thereon. Thus, Murabaha is not a finance (loan) given on interest; it is a sale of a commodity for cash/deferred price.”

How it works: A contract of sale between Insaaf and its customer whereby Insaaf promises to sell the commodities and the customer promises to buy the commodities from time to time on an agreed ratio of profit added to the cost. In other words, a contract of sale between Insaaf and its customer for the sale of commodities (the Goods) at a cost price plus an agreed profit margin /mark-up. In some cases, Insaaf appoints the customer as its agent for purchasing the commodity on its behalf.
For more information, please visit our website: where you can find “an introduction to Islamic finance” (page 65-108) by Mufti Muhammad Taqi Usmani.


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